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Housing Loan

Who can open an Housing Loan

The loan will be granted for Purchase of House or construction of house. You are eligible if you are a salaried individual of good quality corporate, self employed, engineer, doctor, architect, chartered accountant, MBA with minimum 2 years standing. Your Housing loan limit would be determined by your income and repayment capacity.

Guardian on behalf of a minor furnishing a declaration as to the date of birth of the minor.

A minor over the age of 10 years in his own name provided the minor produces the satisfactory proof of his / her date of birth such as Date of birth certificate, issued by corporation / hospital, school certificate etc. [However the maximum balance in such account shall be restricted to Rs.10,000/-].

Secretaries / treasurers / managers or duly constituted / authorized officers of the clubs, association (registered), school, religious or charitable institutions and such other body of like nature in their names, by giving clear operational instructions and furnishing the constitution / rules & bye laws governing such institutions and other necessary information.



KYC Compliance

The prospective account holder should comply with the 'Know Your Customer (KYC)' norms by producing one or more of the following documents in support of identity and address:

Passport
Voter's Identity Card
Driving Licence
Aadhaar Letter/Card
NREGA Card.
PAN Card.

Pass books / sheets